Housing Improvement Program

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Interest rates range from zero to current market rate, and repayment terms for most programs are for 10 years.</div> <bR> <div> <B>Home buyer assistance</b></div> <bR> <div> Down payment assistance loans are for $5,940 or less for buyers in Cheyenne, Kit Carson and Lincoln counties, and $8,760 for buyers in Elbert County. Borrowers are required to provide one percent of the purchase price or $1,000.00, whichever is the greater amount, in their own cash toward the purchase.</div> <bR> <div> <B>Housing rehabilitation</b></div> <bR> <div> Prairie Development Corporation will loan up to $30,000 (or up to 75% of the after-rehab value of the home, whichever is less) for a wide variety of improvement measures. Priority is given to mechanical or structural issues, health and safety issues, energy conservation and accessibility issues.</div> <bR> <div> <B>Emergency Repair</b></div> <div>      </div> <div> Prairie Development Corporation will loan up to $3,500 for repairs of conditions threatening household health and safety, with priority given to waste disposal systems, heating systems, water heaters, electrical systems, structural issues and accessibility issues.</div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <B> <A NAME="maximum_gross_household_incomes_for"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="1" ALIGN="bottom" WIDTH="1" HSPACE="0" VSPACE="0" ></A></b><B>Maximum gross household incomes for</b></div> <div> <B>Housing Improvement Program eligibility</b></div> <div> <I>(80 % of the median income, or less, in 2007 dollars)</I></div> <bR> <div> <B>Household size</b></div> <div> <I><B>County          1 person      2 persons      3 persons      4 persons      5 persons</b></I></div> <bR> <div> <B>Cheyenne</b>     $30,850         $35,300          $39,700         $44,100          $47,650</div> <div> <I><B>Add $3,450 for each person in excess of 6.</b></I></div> <bR> <div> <B>Elbert</b>             $40,200         $45,950         $51,700         $57,450          $62,050</div> <div> <I><B>Add $4,600 for each person in excess of 6.</b></I></div> <bR> <div> <B>Kit Carson</b>    $30,200         $34,500          $38,800         $43,100          $46,550</div> <div> <I><B>Add $3,450 for each person in excess of 6.</b></I></div> <bR> <div> <B>Lincoln</b>         $30,200         $34,500          $38,800         $43,100          $46,550</div> <div> <I><B>Add $3,450 for each person in excess of 6.</b></I></div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> </td> </tr></table></body>